On the one hand the current bill is supposed to be targeting insurance companies, which is the right target. But the bill goes way beyond simply trying to curb costs. It is filled with nasty rules that will hurt lots of people. The only way it can reduce costs is with rationing. Government programs never lower costs in the end. Replacing one form of insurance with another will not lower costs.
The real problem: Anytime you put something in between the supplier of a product and the consumer of that product which shields the costs from the consumer, you have a system that will drive costs up unbounded. And that is exactly what has happened. There is nothing wrong with the health care system, only how we pay for it. If you had to write a check for the total cost when you went to the doctor, being reimbursed later, then you would make more economical choices. If the doctors and hospitals had to tell you the costs up front then you could make an informed decision. But no one is proposing any changes in this regard. They want to replace the current fouled up insurance system with a new even more fouled up system.
The ultimate cause of the problem is that people equate health insurance with health care, so they can't see the trees for the forest. The GOV can't get away with doing the things they really should be doing, which is to get out of the health insurance business altogether. Too many special interests, with deep pockets. Health insurance is the ultimate goose that laid the golden egg and they are not going to give it up.
Companies are also partly to blame as they created the original problem to begin with, providing health insurance as an employment benefit. They should never have done that. No one is responsible for your health care but you. The system is so screwed up no one can fix it.
Who invented government provided health care? Answer, Otto Von Bismark. What a mess.










